Lina Vargas Vega – [email protected]
From the beginning of the year, it was decided to listen to the “impageable” that medicine is prepaid, while users can talk on social media about the increases in their rates, which are between 20% and 70% for another year. In this case, it is the responsibility of the individual users, in accordance with the person’s oath, to import the antithesis of their health plan or business support.
The prices for a supplemental health plan or prepaid medicine of $ 63,000 ha $ 1.06 million per month. The rate, determined by each entity, depends on the user and y in some cases, on the gender of the person.
The companies that brindan are sure of health también also differ values in its monthly rates depending on the coverage of certain types of specialties, access to designated medical centers and other services with domestic attention.
Gustavo Morales, president of the Colombian Association of Integral Medicine Companies (Acemi), explains that the inquiries that we make reveal that the people live, in general, are very happy with the services of their medicine and, by this, do not know some about the costs. This is the case: the abrupt increase in tariffs when the affiliates are fully determined, but the result is that this increase has been agreed by the initial company of the contract ”.
Agreed with the rates consulted by LR, the price of the medical plans prepaid for the major adults of 64 years can be up to $ 600,000 more than for the more young users; in many cases, including, the deben women pay more for the service (see graphic).
However, in agreement with the private security service providers, the risks and medical necessities increase with the oath, for which the prices also apply below. For this reason, value calculations are based on actuarial studies.
Hernando Botero, president of MedPlus, explained “this is a real direction with medida que aumenta la edad, también aumentan los servicios médicos. The rates are calculated according to actuarial studies that allow the cost relationship – benefit that you can have a user referred to in a prepaid medicine plan ”.
This is complemented by Colsanitas’ response to the same topic. “The price of the prepaid medicine is defined by studies that support the costs incurred every year. Although a person has a haciéndose mayor, the possibilities of tener complications and necessities of medical attention from aumentando, which implies that the company has to provide its type of appeal, for which the rate is paid by the mayor ”.
Tanto Medplus as Colsanitas expresses itself conscientiously of the problem in the alza of precios and record haber created strategic plans that allow the rate increase tariff segun la edad sea paulatino para ne tomar por soprese al affiliado con un alza abbruta en las monthlyes.
Even so, owning one is still beyond the reach of the average person. Coomeva Medicina Prepagada responded that “health programs are of high quality and compensate for the themes of the familiar economy at the cost of health and the comfort and health procedures that can be presented at any given moment”.
The entity also signals that prepaid medical plans allow the user to pay monthly high-value health guests and their possible consequences. “Attending a health event without any insurance plan has the risk of being costly and much more, if there are sequels that need to be followed; for that, the insurance insurance in his moments and the brinda the convenience of, in monthly quotes, cover dichos moments of mayor fragility with a price adjusted to his financial reality ”, informs the company.
Additionally, the entities demonstrate that he has designed different plans with covers that are adjusted to more bolsillos and necessities. With this, I hope that this health service is at the mercy of more Colombians.