December 11, 2020 | 9:13 am
By: Verónica García de León *
Our assembly capacity is less than the most expensive ones in the worst cases. But recently there has been an umbrella of surprising and preoccupation: the index of private medical inflation, that is, the increase in the cost of hospitals, medicines, treatments and consultations.
This year this indicator will be followed by a rate of 17% and for the next, the prognosis is 16%. The first date provided by Gabriela Ruiz, Deputy Director of Benefits in Mercer Marsh Benefits Mexico in the second mention Daniel Bandle, CEO of AXA Mexico.
The numbers in summary reflect major mayors of private health services, which directly impact our bolsillos, and more in a context of example and more contagious. To better understand the problem of the problem is to say that the level of medical inflation is higher than five times the level of general inflation, which in November was 3.3%, at an annual rate.
Gabriela Ruiz explained to me that as part of the increment in the costs of private medicine, the explanation for an increase in the type of change in respect of 2019, many medical amounts are quoted in dollars. But it also has to do with sanitary emergencies.
And yes, the rate of medical inflation of this year contrasts with 2018 and 2019, by 13 and 14% respectively, when the new coronavirus was not known. And it will not impact if the average cost of hospitalization by COVID-19 is 390,000 pesos. And not only that, more than 60% of hospitalized cases with the best medical care providers at this level, there are two that are being treated in intensive care and the cost of treatment is 920,000 people, according to the Mexican Association of Health Care Institutions. AMIS)
Who cares about medical inflation?
An aggressive increase in the price of medical services is preoccupying itself in a country such as Mexico, where the public is obliged to resort to private medicine over the insufficiency and poor quality of public services, in addition to 17 out of every 100 Mexicans have no affiliates with any public health institution. This explains why Bolsillo’s guest on this theme, in Mexico, is one of the most powerful in the world.
However, there are reasonable reasons to opt for private medicine, but at the moment it is reasonable to assume that the mortality rate for Covid in a public hospital is 10% versus 5% in a private home, according to AMIS. Where are you looking for?
Another important repercussion of medical inflation is in the care of major medical guests who possess 11 million Mexicans. Segun Daniel Blande, director of AXA, is inevitable. “Increases are very important in the health services of tenemos that go to our insured medians an increase in premiums”, commented in an interview. The proximity to the previous one preceded by a double digit.
The insurers at the end pay the hospitalization and the treatment of their clients before any accident or injury, and mayors charge the services the mayors cost and less utility, because if they can well below their premiums, they can not do in the same proportion.
For Blande it is unthinkable to control medical inflation and to suggest that there is some organ that regulates the private health system, that there is “a Health Profession”, dice. Moreover, it is more transparent in the rates that maneja, open to the public how valen its treatments and how evolution the prices. Suggest also that the most common commodities are related to a maximum price.
Anything that has the form of controlling medical inflation in these moments should be a priority. And so it seems to me that hospitals and insurers insure more than their margins of well-being in the population, or that the governor allows an additional deduction for the guest of Bolsillo in private medicine, then finally complements the public health services.
* Verónica García de León is a specialist in economics and finance. The interest explains and analyzes economic themes with a social impact. Study the specialty in Divulgación de la Economía en ganó the award of Economic Periodism from the IE Business School. Fue Director, an editorial in Fortune and Español.
Twitter: @vgarciadeleon
Este text is a blog of opinion. Its content is the responsibility of the author and does not necessarily represent the position of the CEO.